Returns built on
solid ground.

Private credit, short-duration, escrow-protected. Pinecone Capital manages Rez Gap Plus — escrow-protected transactional funding with equity-like returns, engineered to protect the downside because the capital never leaves escrow.

01 · Invest
Rez Gap Plus The 506(b) private credit fund
02 · Originate
Real Quick Funds Sources & underwrites every deal
03 · Learn
The Community Where our partners train
One Firm · Three Engines

A single flywheel for escrow-protected private credit.

Pinecone Capital, LLC is the general partner and manager. Beneath it, three purpose-built engines raise the capital, fund the deals, and train the operators who feed the pipeline.

01 · Invest

Rez Gap Plus

The 506(b) private credit fund

Our flagship fund. Qualified investors gain access to a diversified pool of short-duration, escrow-protected transactional funding — structured for quarterly income and downside protection.

Explore Rez Gap Plus →
02 · Originate

Real Quick Funds

Sources & underwrites every deal

Our origination engine. Real Quick Funds finds, vets, underwrites, and funds every deal the fund backs — EMD, double closes, and Morby / Stack funding, escrow-protected from start to finish.

realquickfunds.com →
03 · Learn

FundingHub Community

Where our partners train

Our Skool community. Funding and acquisition partners train, share deal flow, and sharpen their underwriting — the top of the funnel that keeps quality deals flowing into the fund.

Join FundingHub →
The Strategy

Capital preserved. Income delivered.

01

Preservation First

Every dollar is deployed as escrow-protected funding that never leaves escrow. We underwrite to protect principal before we chase yield — return of capital before return on capital.

02

Quarterly Income

Short-duration transactions clear quickly and predictably, funding steady quarterly distributions to our investors rather than illiquid, multi-year lockups.

03

Escrow-Protected

No unsecured paper, no speculation. Every dollar sits in licensed escrow tied to a real, title-verified closing — protected from start to finish, never handed to a borrower.

Why the risk sits low

Four layers of protection under every dollar.

Funds never leave escrow

Every dollar is deployed inside a licensed escrow account tied to a specific closing. The capital funds the transaction and returns — it is never handed to a borrower.

Escrow & title protection

Funds move through licensed escrow and every closing runs with title verification. Ownership and clean title are confirmed before a single dollar is released.

Short duration

Transactions clear in days, not years. Capital turns over almost as fast as it deploys, exposure to any single deal is brief, and the book stays liquid and responsive.

AI-assisted underwriting

Every deal is screened by AI-assisted models and signed off by a Chief Underwriting Officer — a 30-year insurance discipline applied to private credit.

How it works · The capital flow

From commitment to distribution.

1

Investors commit

Qualified LPs subscribe to Rez Gap Plus through official 506(b) offering documents, committing capital to the fund.

2

Pinecone allocates

Pinecone Capital, as GP and manager, allocates that capital across a diversified book of vetted, escrow-protected funding deals.

3

Real Quick Funds originates

Real Quick Funds underwrites and funds each short-duration transaction — EMD, double closes, Morby / Stack — with the capital held in escrow the entire time.

4

Funding clears & distributes

Each transaction closes, the funding clears escrow and returns to the fund; proceeds flow to investors as quarterly distributions.

The FundingHub community continuously feeds trained partners and fresh deal flow into the pipeline.
Rez Gap Plus, LP

Municipal-bond risk.
Equity-like returns.

A short-duration, escrow-protected private credit fund built for investors who want real yield without giving up the safety of capital that never leaves escrow.

Quarterly
Distributions
$20M+
Capital Deployed
100%
Held in Escrow
30yr
Operator Track Record
Leadership

Underwritten by experience.

PB

Paul Brown

Founder & Managing Partner

A 30-year insurance executive and former COO / Chief Underwriting Officer at Zurich and AIG across the United States, Japan, and Singapore. Paul brings institutional risk discipline to private credit — pricing downside first, upside second.

CUO

Chief Underwriting Officer

Credit & Risk

Leads deal-by-deal underwriting for the fund, pairing AI-assisted screening with hands-on credit review. Every deal clears title and escrow verification before a single dollar is funded.

Get started

Put your capital on solid ground.

Explore Rez Gap Plus, meet the team, and see how escrow-protected private credit fits your portfolio.